Does Visa MasterCard Present Cards perform with PayPal?

Question by feltonfan: Does Visa MasterCard Present Cards perform with PayPal?
Can you link a prepaid mastercard gift card with PayPal? If so, how?

Very best solution:

Response by travelmaster
Using Visa or American Express Gift Cards on Paypal

Kwame Kuadey on January 16th, 2009 22

One of the most common present card questions online is whether or not a single can link prepaid gift cards like the Visa gift card to a PayPal account. The short response is Yes and No.

Now, the lengthy answer: Yes, it is possible to link a prepaid present card like the Visa or American Express gift card to a PayPal account but for this to happen, you need to have to pray and hope that PayPal does not require you to go via their Expanded Use verification procedure. To far better comprehend why, you initial require to be familiar with the method for linking a credit score card to a PayPal account. When you website link your credit score card to a PayPal account, PayPal will try to confirm your handle with your credit score card company. If the credit card firm is not capable to verify your deal with, then you could be asked by PayPal to full their Expanded Use enrollment procedure in order to activate your credit score card.

Expanded Use verification indicates PayPal will charge your credit card a modest about. Following to the charge will be a distinctive, randomly created 4-digit Expanded Use code. If you have on the internet accessibility to your credit score card activity, the charge and code will seem on your card activity in around two-4 business days. If you do not have on-line accessibility, you must wait until you acquire your statement in the mail to get the 4-digit code. If you are including a debit card to your PayPal account, your four-digit Expanded Use code will be printed on your financial institution statement up coming to the charge.

When you get the four-digit code, you have to return to your PayPal account to enter the code per directions from PayPal. When completed, and PayPal confirms that you entered the right code, you will now be capable to use the card for PayPal transactions. The Expanded Use verification procedure is developed to shield you towards fraud by verifying that the person trying to use the credit card really owns the card. PayPal will later credit score the amount charged to your card to your PayPal account.

Now, right here lies the dilemma with employing prepaid or financial institution issued gift cards. If PayPal is unable to confirm your tackle with the gift card issuer, then you might be asked to go through the Expanded Use method. Considering that most prepaid present cards do not issue monthly statements or give on the web access to gift card transactions, it will be unattainable to total the Expanded Use method. Also, it is not a good thought to get in touch with the credit score card or present card issuer to get the four-digit Expanded Use code. If PayPal receives a complaint from your card issuer that you called them to get the four-digit code, PayPal will close your account permanently.

So, the first step to attempting to use a prepaid present card on PayPal is to make positive the name and deal with (billing handle) on your PayPal account matches the title and handle on file with the present card issuer. If you just obtained your prepaid gift card, phone the card issuer and include your name and handle to the card. If your details (name and deal with) has altered given that you registered your card, contact the card issuer or go online and update your details prior to you use the card on PayPal.

When this is completed, you just have to hope that PayPal is in a position to successfully verify your handle with the present card issuer. If they are in a position to verify your tackle, then you are all set. If they can not confirm your handle with the card issuer, then you possibly will not be capable to use that present card on PayPal.

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